Get the best mortgage loan for you           

When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

 

 

 

 

 

 

 

Richard Shuman P.A. & Clifton Financial Services & Enter Realty Inc

670 N. Orlando Ave Suite 101 Maitland FL 32751

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Copyright © 2009 Richard Shuman P.A., Enter Realty Inc & Clifton Financial Services

News that could change Rates . . .:
 
30-year Fixed Rates Continue Month-Long Decline
7/14/2009 3:37 PM

RISMEDIA, July 15, 2009-The weekly average rate borrowers were quoted on Zillow Mortgage Marketplace for 30-year fixed mortgages decreased last week to 5.26 percent, down from 5.40 percent the week prior, according to the Zillow Mortgage Rate Monitor, compiled by…Read More

 
Freddie Mac YouTube Video Shows Delinquent Borrowers How to Make More Effective Phone Calls to Servicers
7/13/2009 1:03 PM

RISMEDIA, July 13, 2009-Freddie Mac recently posted a new video on youtube.com that shows late-paying borrowers how gathering a few financial documents before calling a mortgage servicer can cut the time needed to determine their eligibility and process their application…Read More

 
Do you Have Above-Average Credit?
7/11/2009 1:05 AM

...Read More

 
How to Save in Our New Frugal World
3/3/2009 3:53 PM

...Read More

 
It’s Harder, but Still Possible, to Get a Loan
2/18/2009 3:00 PM

RISMEDIA, February 19, 2009-(MCT)-The freewheeling days of doling out cars and homes to just anyone are over. With the nation facing a deepening financial crisis, banks have tightened their credit standards. Yet, lenders say it’s still possible for the average…Read More

 
Will the Stimulus Benefit Homeowners and Buyers?
2/17/2009 3:22 PM

RISMEDIA, February 18, 2009-”There are four primary sections of the economic stimulus plan that will benefit home owners and buyers,” said Gibran Nicholas, chairman of the CMPS Institute, an organization that certifies mortgage bankers and brokers. According to Nicholas, these…Read More

 
How to Avoid Getting Hooked by Debt-Reduction Schemes
2/17/2009 2:47 PM

RISMEDIA, February 18, 2009-(MCT)-Get rid of debt fast and easy, for pennies on the dollar. If the deal sounds too good to be true … well … you know the drill.

As the jobless rate climbs, many people find themselves falling…Read More

 
Teaming up with Your Lender for a Loan Modification
2/17/2009 2:17 PM

...Read More

 
Phishing Lures Hit Home
2/5/2009 3:16 PM

RISMEDIA, February 6, 2009-(MCT)-I received an e-mail on one of my unadvertised accounts from my mortgage lender, announcing that it had been trying to get in touch with me and asking me to respond with all sorts of personal information.

I…Read More

 
How does an unsecured loan work?
12/10/2007 2:06 PM

The interest rates on these loans are often higher than on secured loans and you generally will not be able to get a tax deduction for the interest paid. However, the costs to obtain an unsecured loan are usually lower.…Read More






Richard Shuman P.A., Enter Realty Inc & Clifton Financial Services
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